I have never had my utility power cut for any cause other than storm/ice damage. And it's generally back on within a day, without any involvement on my part. If a hailstorm destroys my rooftop panels or a misbehaving vendor remotely shuts off my inverter, these are problems I now have to solve for myself. No thanks.
Your panels are covered by your home insurance, just like your roof. So you'd already be talking to your insurance agent if you had any hailstorm damage to your home. I'm really sure I see the point.
