In this case, going for the Porsche experience is fine even if you can't afford it, so long as you are smart about it. Make sure you have a plan to pay it off after graduating, and make sure you have a contingency plan if you fail to graduate (you should find state schools with programs that you can fall back on before even starting at your "Porsche school").
The problem is people want the Porsche experience, and have a bizarre notion that they shouldn't have to do the planning and are entitled to just study whatever pleases them. Either of those two attitudes by themselves are more or less fine, but when you combine them then you get problems.
The problem is people want the Porsche experience, and have a bizarre notion that they shouldn't have to do the planning and are entitled to just study whatever pleases them. Either of those two attitudes by themselves are more or less fine, but when you combine them then you get problems.